Which situation does not require a court order for repossession?

The situation where auto repossession occurs does not require a court order because repossessors can often reclaim a vehicle without a judicial intervention, provided that the repossession process adheres to certain legal guidelines. In most cases, as long as the lender has the right to reclaim the vehicle—such as when a borrower defaults on a loan—they can do so by repossessing the vehicle quietly and without causing a breach of peace.

In contrast, other options listed generally involve situations that may require legal proceedings or specific regulations. A breach of peace indicates circumstances that could escalate, requiring law enforcement involvement or a court order to resolve disputes safely. Commercial tenancies often include lease agreements that may stipulate eviction processes, which typically necessitate a court order to ensure that all legal protocols are followed. Lastly, in-keepers, who are hoteliers or landlords, may have specific legal protections and rights concerning the possessions of guests and may need a court order for repossession if disputes arise over property.

Understanding the legal framework governing these different scenarios highlights the nuances of repossession law and the conditions under which a court order may be necessary.